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New Mexico Debt Relief Company

If you’re like many who are faced with a lot of debt, whether it’s merchant debt, credit card debt, or auto loans–you aren’t alone. Fortunately, you don’t have to suffer on your own either.

With more than one billion dollars worth of settled debt, Optimal Debt Solutions has experts on both debt consolidation and debt settlement negotiations to ensure that you can make it to the correct path toward being debt-free. We offer you the ability to get customized debt relief solutions that will work to get you out of the hole you’re currently in. These solutions can be personalized to your specific needs, the debt level you’re dealing with, and your ability to pay it off. You will be able to minimize debt and regain more control over your life with a relief plan by getting settlement services provided by Optimal Debt Solutions.

Unfortunately, living with a lot of debt in New Mexico can be extremely stress-inducing. For one, you have the pressure of attempting to pay off all your bills simultaneously. When you aren’t able to, that is when you will begin receiving calls. These are calls made by those collection agencies, and they don’t make what you are dealing with any easier or less stressful.

We are not only here to help you handle your obligation to pay off your debt, but we will also be by your side to help you deal with other matters involved. These include dealing with creditors’ calls. We can handle this through the strategic partnerships we’ve made to ensure you aren’t constantly being hassled about the debt repayments. We fully believe that every single person needs to be treated with respect and dignity. And we’ll do everything in our power to help you get that while dealing with your debt issues.

In the initial stages, we will analyze your debt. We will do this for free, requiring nothing from you but authentic information. We will provide you with access to our professional and certified debt specialists. They will be there to go over your entire financial situation to discuss your available options. That way, we can come up with a plan that helps tackle your debt effectively.

Call Optimal Debt Solutions at (505) 257-6551 for your Free Evaluation with a New Mexico Debt Relief specialist!

Dramatically Reduce Your Debt

Having a lot of debt doesn’t mean that you are necessarily financially illiterate or that you are a “bad adult.” There can be a range of reasons you’ve ended up in serious debt, and not all of them are the fault of the individual.

Debt can accumulate because of poor luck and a variety of other things. These can include losing your job, dealing with expensive medical issues, having mental health problems, making poor investment decisions, or even getting bad financial advice. Regardless of the reason, you could quickly find yourself dealing with the inability to meet your obligations for payment.

New Mexico has some of the highest averages of credit card debt in the entire country. It’s currently the 13th highest in the nation. We have a program designed to help these individuals get out from underneath the debt that is holding them down.

We have professional debt specialists that can help you with everything from negotiating to reducing your overall debt, including debt related to:

1. Credit cards
2. Unsecured loans
3. Medical bills
4. Payday loans
5. Repossessions
6. Department store cards

When you are faced with having to repay debt, you will want to have someone who is trained and experienced working for you. At Optimal Debt Solutions, you are going to be able to get your entire financial situation reviewed. We will be able to provide this for free. We will do a comprehensive analysis of your debt and situation. We will be looking at your income, your total debt, and your ability to pay. From there, we will be able to negotiate with all of the information needed to ensure you can repay your debt without causing you excess levels of stress.

We can help you get your debt reduced by as much as 60 percent in a lot of cases. We do this through our strategic ability to negotiate to get you a settlement that works for both parties.

Debt Settlement Vs. Debt Consolidation

Not every debt management company nor program is going to be created equal. There are a lot of different solutions that you would be able to use to tackle debt. We have the requisite experience, and we’ve done the research to identify the best ways to minimize debt, and that is through a settlement.

You will be able to minimize the total amount of debt you have to repay by getting credit debt consolidation in New Mexico. This will be a program that consists of getting a lot of different debt sources and combining them to a full loan with new terms attached to them. From there, you will likely receive a significant reduction in the level of interest attached. The money that is obtained through the new loan can be used to pay off the previous debt. That being said, this type of loan will only end up putting you into a situation with even more obligations.

A professional credit counselor will be working directly with you to give you the education you need. They work with residents through a New Mexico debt relief program to help you understand how to effectively budget your finances to be able to meet all of the payment obligations you have.

With a settlement, you can effectively minimize the total amount you owe by as much as 50 percent. Along with this, you will be able to minimize the amount and the total number of individual payments. Likewise, you can reduce the total amount of time you before your debt is fully repaid, especially compared to some of the other options available. Because of this, with debt settlement, you will be able to get out from underneath the debt much more quickly, and it can end up saving you money. After all, the sooner you can pay off the creditors, the faster you can get your life back on track.

Effective Debt Relief Negotiation

When you are in the process of looking for a New Mexico debt relief program, Optimal Debt Solutions is here to help. If you are still wondering how our program works, we negotiate directly with your creditors to come up with a better settlement of your debts. This allows you to pay less. We have specialists on staff who are trained and experienced in these types of negotiations.

Since we started, we’ve managed to help over 180 thousand clients effectively regain control over their life by reducing their debt. We cannot wait to help you do the same. We know that everyone has a unique personal finance journey, so we tailor our program and our assistance to each client.

We are paid out in fees that are included in your regular deposits. Therefore, even when you factor the cost of negotiation into the equation, you will experience a significant reduction in your monthly and total repayment. We strive to provide the best possible service for each client.