Reviews & Testimonials

The person I spoke with was very respectful and explained everything in full detail. A lot was lifted off of me. Thanks for everything

- Missy Snyder

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I have been using this company for 2 years. They got me set up and I never received another debt collector call. I recommend this company highly. If you are stressed about your debt this program will relieve the worry and constant stress. If I did happen to receive a bill in the mail all I did was give them the # to this company and never heard from them again. I finished my program 2 weeks ago and I am so glad I found Optimal Debt Solutions!

- Kim

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I recommend Optimal Debt Solutions! The service is friendly and simple and Christy was very informative and helpful!

- Waffles Fruit_Topping

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Very professional, knowledgeable and thorough. Everything about the program was explained very clearly and all of my questions answered directly. I would recommend Optimal Debt Solutions to anyone struggling with financial issues.

- Carlos Hernandez

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Gotta admit I was kinda on edge at first but between the person who prequalified me to the actual advisor, they guided me through it all, one step at a time, and broke it down so well. So far everything has been great with their communication. I truly do recommend.

- Kyla Lofland

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It was indeed a pleasure speaking with Christy. She was very easy to understand as she explained the program to me and she did answer all of my question very professionally. Thank you.

- Edric Paul

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I Appreciate the management team the most, they helped me resolve my issues when needed.

- Toussaint Reed

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I have to say I was a little nervous because I have never had to use a program like this before. Christy Ashe was very professional and knowledgeable. She walked me through the program step by step and explained everything very well. In the end she put my mind at ease and I felt at peace with my decision. Thanks Christy Ashe!

- Sheila Brooks

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Christy is awesome. She's very knowledgeable and kind. She answered all my questions and made me feel comfortable.

- Vic Faraci

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She was very knowledgeable and able to repeat what I needed to have reexplained, It was a streamlined process.

- Susan Mix

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I want to say that I have excellent experience today Christy Ashe well way beyond and help me to get all my debts together and I will highly recommend her

- Karen Weber

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I spoke with Nick today from Optimal Debt Solutions. He was very kind and not the usual person that just hangs up when you no longer need their services. I can't express enough... Had I not been using another company already, I'd choose his company in a heartbeat. Refreshing.

- Benny's World

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Christy Ashe was Triffic Very knowledgeable and helpful. Very patient and friendly. Thank God for people like her.

- RV Life on the Open Road

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I called Optimal Debt Solutions about 3 1/2 years ago when I could just no longer deal with the credit card debt I had gotten myself into (stupidly) and had just hit rock bottom. I was assigned to Michael Faust as my account manager. From the beginning, Michael made me feel comfortable, understanding of my predicament and that together we would get through this process. He was always responsive and patient with me (I can be obsessive sometimes!); he was always truthful with what was being done and worked through any issues I had. I did get sued at one point by a company but Optimal Debt Solutions, again, worked with me and got me through that hard part as well. 3 1/2 years later, as they stated when I started, I am out of credit card debt and able to start rebuilding my financial life. I am not happy that I got into credit card debt in the first place (I was a stupid college student) but I was lucky to be referred to First Choice and able to have this second chance. On a scale of 1-5, I wish I could give them a 6.

- Brynne Macomber

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So after a miss understanding I left a comment on here and the manger called me within 30 mintues of me leaving the review. So I want to say thank you for the quick response and your help.

- Quinysha Williams

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My experience has been very good with Optimal Debt Solutions. I was treated well and the staff were kind and efficient. We were given a plan as to how our accounts would be paid and all went as it should have. thanks to that plan we have cut our debt down immensely. And in a much shorter time than expected. Optimal Debt Solutions is a wonderful company to work with.

- Barbara Clark

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Easy ..... They contacted may collectors and negotiated a settlement, then paid them. I paid a lower monthly payment until the collections were satisfied

- Randy Huff

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This process took me 4 years to complete but because my balances were $0.00 i was able to refinance my home and get cash back. I thank this company.

- Jenn Kearney

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I had to many creditors to counts. They got me out of debt for roughly half of what I owed. The people were helpful and always kept me informed when another deal had been made.

- Chris Holdread

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- Tracy Slaick

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I have had such an amazing experience with Optimal Debt Solutions! They went above and beyond my expectations... Any misunderstandings, or questions were cleared up within a timely manner... I am Soo grateful for everything they have done for me.

- Michele Sciubba

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- Shannon Meadows

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- Ronald Buller

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My Optimal Debt Solutions experience was absolutely awesome—they helped me get out of debt! Thank you Michael Faust and staff!

- Matt Jessup

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- Michelle Eady

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Absolutely pleased with this company. More than accommodating and very professional.

- Andrew Dodge

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Everyone is really nice and they really know what they are doing. They got all my accounts settled in timely matter.

- Kristina Berwa

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Was trying to get a mortgage, my loan officer pointed out one negative thing on my credit report, told me if I could get it removed, my score would go from a 669 to a 719. I googled credit repair services, signed up here, and now it’s off my record. Never thought it would be this simple. Thanks Joan and Nicole!

- Harrison Totherow

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Update. After 6 months with this company I'm happy to say they settled 2 of my 6 accounts I have with them. I used to pay a big amount but not anymore. I got them to lower my monthly payments. I'm so far very satisfied with this company.

- Roy Diaz

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I will go back to First Choice if I ever need them again. They did a fabulous job of helping me and a family member settle some debt. It took time, but we are in the clear thanks to them. I am so grateful.

- Michelle Rosenlof

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When I first contacted Optimal Debt Solutions I was literally drowning in debt. I had been out of work for about 18 months, and was living off of my credit cards. When I got back to work my cards were maxed out, I had 31k in credit card debt, and my minimum payments were over $700 a month. I couldnt sustain the situation. A buddy of mine from the Army recommended Optimal Debt Solutions, and they really did change my life. They cut my monthly payment in half, and although my program was scheduled to last 36 months, I was done in 30 months and they sent me a refund check. Today, I am shopping to buy a home, have no credit card debt and my life is so different from the bleak reality I was trudging through 4 years ago. Mr. Harrison, Mr. Fischer, and Ms. Brooks, thank you for your patience and understanding. My family thanks you as well.

- Micheal Rogers

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All of the people I dealt with were very helpful and professional. I aleadal have recommended them to a friend if mine

- Debbie Young

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I had a great experience with communication and customer service. I highly recommend using them for any help you may need.

- Jada Smith

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The staff and managers at Optimal Debt Solutions have been the best. Professional, courteous, and very knowledgeable, they have guided me through a very challenging time in my life. I would recommend them to anyone who finds themselves in a difficult financial situation and needs advice. They have truly gone above and beyond in helping me.

- JK

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I had a positive experience with Optimal Debt Solutions and was always treated well by the staff.

- Diane Guidici

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My experience with this company was wonderful. They helped me wipe out my credit card debt and always communicated with me about what was paid off and the amount. I would recommend this service to anyone struggling with debt.

- Dorothy Lepthien

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I highly recommend Optimal Debt Solutions as they well informed us of each settlement and handled all the calls from creditors from day 1 for us. This helped us get out of debt quicker and especially helped us semi-retire sooner as well.

- Susan Duarte

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- Susan CA

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This company helped me out in so many ways. I recently graduated from their program and am debt free from what I owed. They were in constant contact w/ me every step of the way. Couldn’t be more happy w/ them!!!!

- Jay Leonardo

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I was helped by Daniel Fisher and Joe Creasy. They were able to pretty much cut my debt in half. They were totally transparent with me and always kind and responsive. You don't need to look anywhere else if you are trying to find a reliable company to help with debt relief!

- Leroy Griffith III

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Daniel helped me and talked me down so much. I am in a troubling position and terribly confused, and he has helped explain what I need to do and calmed me down.

- Kaitlin Anderson

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The staff has been very helpful. They are always very courteous.

- Kevin Stringfellow

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2 years ago my wife and I had more debt then we could handle. I was recovering from Cancer and we were surviving solely on our social security. Everyday it seemed to get worse until it looked like we were going to have to sell our family home. Optimal Debt Solutions really changed our life, and Im not one to write something on the internet. They did exactly what they said they would; took 6 credit cards and settled for less then half of what we owed. More importantly, they gave us a single monthly payment we could afford. My wife wanted to make sure that Daniel Fisher received recognition, because he really took the time to hear us out again and again. Also, Nicole Pinn was wonderful. We are truly grateful.

- Douglas Zimmerman

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I was a client of Optimal Debt Solutions and I want to thank them for doing a great job and being an ethical company. I had misgivings about debt settlement and they were entirely wrong. First Choice did q wonderful job helping me get out of debt. They told me to make my payment for a set number of months and I would be out of debt. THAT IS EXACTLY WHAT HAPPENED. I want to thank Daniel Fisher who talked me off the ledge more then once. If your serious about getting out of debt, call them, you have nothing to lose.

- Sandy Beeman

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Optimal Debt Solutions is a wonderful organization. My wife had run up our credit cards while seeing me through cancer treatment. We're both on social security, and when I was healthy, we quickly realized our fixed income was never going to get us out of debt. We were lost and scared. We didn't want to leave our family with our mess. We spoke to a Bankruptcy lawyer and that wasn't for us. My wife's sister had used Optimal Debt Solutions, so we called. We liked their A rating with the BBB, and everyone we spoke with truly wanted to help us, we were unique people more then we were "customers". After enrolling with Susan we ended up speaking with Daniel. And he made it straight forward, we make our payments for the period outlined in our contract and leave the rest to them. To our surprise we end up completing our program 5 months early and we received a large refund check to boot. If you need help, look no further. -Mr. &Mrs. Anonymous.

- Anthony Gardner

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This is a exemplary Company. I have nothing but good and respectful things to say about the workers/ and or owner of this Business. Honest, dependable in what is told to you.

- joe curry

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Wonderful company Everything that was promised was accomplished Good communication and notifications Highly recommend.

- rosa scott

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I was very impressed with the professionalism and the attentiveness of assisting me in clearing some of my smaller debts. Optimal Debt Solutions was amazing in working with me Tom start to finish.

- Carolyn Patton

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This company has helped me change my life. They are caring and very helpful with every question I have ever asked them. I would highly recommend this company for any Debt Consolidation needs.

- Amber Zellner

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They make it easy on you while they handle all the stress. It was convenient for me to communicate with them, phone or email and that's what I need as a working mom!

- Ma McNurlin

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Great customer service. Rebecca Kelly provided exceptional service and and very instrumental in my success in the program.

- Novelette Riley

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Mark Webster is the guy who helped me.. One of the most professional people I have ever dealt with.. Every question I had he had the answer.. Thank you so much Mark

- Jimmy Bobinger

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Nick was exceptional and very understanding of my Situation and went above and beyond to help me in anyway possible. Definitely recommend!

- Savanah Lusk

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Spoke to Nicole and she was super nice and helpful and knowledgeable I am super excited to get started

- Caitlyn Harp

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Nicole Brooks was amazing she answered all my questions without hesitation. She was very welcoming and knowledgeable. I would recommend her any time. I feel secure with this company.

- Zoe Bee

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I decided it was time to clear my debt but then I didn't know where to turn in order to see who I owed and how much I owed and every time I put in how to clear my debt it brought me to different debt consolidators so I picked one out of the bunch and it was you guys the person that I spoke with was very helpful very honest she was very clear and precise I understood everything that we were doing and we're going to do I was left with no questions only answers which I truly appreciated she's very professional and walk me through every process that I needed to so I wasn't trying to guess at what to do and her name is Nicole

- nancee roll

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Letty cockrum was helpful through the whole process, she took the time to explain everything to me step by step. She made my call very comfortable and fast. She's a good worker and her customer skills are amazing. She is very nice .

- malaysia hollinquest

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Mark Weber was awesome friendly and helpful. Very professional. And did amazing work!

- Tina Wilkins

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- Hannah Czarnaski

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- Shannon Schuler

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I talked Terra hintz and she was absolutely professional polite funny and a pleasure to talk to you I would recommend everybody I know who needed help with their debt to Terra

- Sonny Ochoa

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Very nice and responsive willing to help me super polite on the phone . Got me all set in a few minutes !

- Ashley finke

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Nicole was very friendly and always willing to help. She explained each step to me so I could understand it. Thank You

- vicky seward

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- Hawa Anter

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- Nikko Crespo

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Nick was great and very knowledgeable about that program. Made me feel much better than I did before I talked to him

- Kristen Kukan

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- Janely Guzman

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I had the great opportunity of speak with an awesome representative by the name of Terra. Terra was one of the best representative I've ever spoken with. She was very knowledgeable, pleasant, patient and kind!!! She also was very understanding and empathetic to my situation, I feel so much better since she helped me!! Thank you so much Terra!

- Mary Gary

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Letty, truly helped me with my situation. Very professional and extremely helpful.

- Ce Sullivan

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- Mindy Morhardt

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- Tony Horn

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Terra was amazing and helpful. I am so happy I can finally get me get debt free and placing my mind at ease. Thank you

- Princess Zayath

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- Saray Hermosillo

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I spoke to Nicole Brooks and she went above and beyond to answer all of my questions she was extremely polite and professional... Awesome experience Thanks Again

- JIM Moore

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- kristina mccullough

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Great experience on the phone with Christie very knowledgeable and professional answer all my questions and concerns will recommend to family and friends great job

- Uncle Drew

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It was a pleasure talking with you you are very understanding very kind and very sweet about it I am so happy that you were able to help me you made my day if I hear of anybody that needs help I'll definitely send them your way God bless you and have a very nice day Thank you very much Terry Kemp

- Terry Riggle

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Nick was my representative and very knowledgeable and patient. He explained everything in detail and was a pleasure to work with for a debt solution.

- Lisa Smith

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I spoke to Nicole brooks and she was very helpful, she explained everything so clear and understanding and answered all my questions.

- Ana Baez

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Terra is awesome!!! I called in despair of needing help, once the call switched to Terra, it was on!! She is very patient and over the top helpful concerning the needs of others. She explained how the business works and told me things will get better from there. That statement hit home. That statement gave me hope for a way better future. I am very well pleased to know that there are people (angels) out there to help you. God and Terra knows my situation. I am more than honored to have a kindhearted person such as Terra to be an assistant during a difficult time. I'm very much please with this company. Faithfully speaking, I highly recommend this company. Thank you Terra!!!!

- Rushonda Britt

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Nick was very professional he made me feel at ease with something I had no clue about. He was cool and answered all my questions in a manner I could understand. Thanks Nick!

- Steve Santiago

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- Bamlak alemseged

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Miss Christy was very helpful and made this process possible. She answered all my questions and I as very knowledgeable about this matter. Thanks for relieving my stress. Looking forward to this program.

- Raymond Brown

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Nicole was very helpful and informative, made my day. Thanks Nicole.

- Yvette Phillips

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Mark helped me to get my life back on track. He is very professional and he was very patient with me. I recommend him and his professional personality to anyone. Thanks again Mark.

- David Engel

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I was so depressed and did not know where to turn when I got this email from a wonderful company and fantastic person Joy Nelson who walked me through their program to help people get out of crushing debt. Joy went the extra mile to get me organized and take at least half my bills off my back and I only need pay one payment per month instead of 6. Now I can at least breathe. Thanks Joy. Thanks Optimal Debt Solutions!!!!

- Charlotte Massey

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I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was very nice, very helpful, and very understanding. Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME! Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME!

- David Moody

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- Tony Walters

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Nicole was great very professional and helpful

- Gene Mceachearn

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- Joanie Kelley

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I am very timid about these things due to having bad experiences with another company. However, Nicole made me feel a bit more at ease.

- Shelia Davis

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- Cody Watson

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- Edidyer Ahumada

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Nicole Brooks was absolutely wonderful. She listened carefully to my needs without any judgement. She walked me through the whole process with ease and answered all of my questions. I really appreciated her patience, kindness and empathy. Thanks to her and First Choice, I feel a lot more confident about my future finances.

- NJ Zonis

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Joy was excellent! I was very comfortable through out the initial process!

- Lindsey Delair

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Nicole Brooks is awesome, she really helped me out...thank you Nicole Brooks and God bless you

- Greg AbdulKareem

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Abel was very informative and courteous. Very helpful Carole Burton

- Carole Burton

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- Hasina Allo

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I found they were very helpful and reassuring

- Lynn Eickmeyer

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Nicole was very knowledgeable about her job and how to help out her client and got the job done

- Tyrone Allick

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I spoke with Nicole Brooks she was very helpful professional and respectful. Answered my questions without leaving me more confused then I was to begin with.

- Amanda Winters

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- nichole robb

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Mark Webster was so helpful and understanding and I’m so happy with my outcome.

- Theresa Graham

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Nick was very professional and honest. After reviewing my situation he offered me the best solution that would work for me and I chose the best program that was right for me. It was a pleasure working with Nick.

- Grace Stona

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- Amber Foreman

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I had loans and I didn't know which way to turn and I spoke to Nicole M Brooks and she was very helpful even though I was able to work out my situation on my own I would recommend the program to anyone who finds themselves in whatever situation they find themselves in.

- debra ladybug collins

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Terra Hintz was exceptional & helped me out so much and explained everything to me in detail. Definitely recommend her!

- Esmeralda Aguirre

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Abel answered my questions, and really helped me figure everything out

- Gabrielle Brandt

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Abel was very helpful and professional and answered all our questions. He is a wonderful person to work with.

- Lee Lavalley

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- Jessie Bilal

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- stevan vlaykovich

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Mark was very forthcoming with all information needed for me to make the decision to clear my debt. He was professional but at the same time friendly which gave me the confidence to start making my credit better. Thanks so much Mark.

- Victoria Lewis

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Abel was Extremely professional helped me through a major crisis!

- Angelina Lara

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Nicole was amazing very relatable and professional! Made me feel at ease and not embarrassed about my financial situation. I feel confident that this was a great decision for my credit future.

- Mellie M

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Abel was awesome I thought I would’ve never been debt free but thanks to him I’m on my way to be and he made it so simple to be thank you Abel.

- Nicholas Ornelas

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- Gregory Gary III

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Terra was extremely helpful. She truly cared about helping me consolidate my debts and have a fresh beginning! Thanks.

- Rosa Olivera

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Abel really made sure I was taken care of. He answered all my questions, in detail and made me feel a lot better about my situation! Thank you!

- Abel Nightrhode

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Such a great and helpful representative. Nicole Brooks explained the process to me with clarity and i understood the process of being in this program. Thank you so much nicole for being awsome! Looking forward to working with her and getting my credit score up!

- Abigail Remorin

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Excellent service. I am so happy with Terra. Thank you

- Jesus Manuel Rosado Arencibia

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Nicole Brooks was amazing. She was more than friendly and helped me understand how to move forward with this process. I was very impressed with her knowledge and her ability to quickly get the ball rolling within 10 short minutes we had completed the first steps. It was a very positive and peasant experience and I will definitely recommend her !

- Heather Hale

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I spoke with Nicole. She was very kind and did everything she could to help me. While my debt is not piled up enough to really need these services, I will definitely look into this in the future should I ever find myself in that position.

- Victoria Rogers

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Nick was very professional After reviewing my situation he offered me the best solution that would work for me It was a pleasure working with Nick.

- Shane Anderson

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Nicole was such amazing help, she was super understanding and knowledgeable. I’m so happy she took my call today and excited to kick the debt away.

- Elluisa Docena

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Able is amazing and extremely helpful. Super personable and a huge weight off my mind.

- John Appleton

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Able was great answered all my questions very helpful

- jesse delfin

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Thanks for the help and awesome info!

- Ty Howard

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Nicole was great I was having so many issues trying to find some help and I finally found it thanks to her and the team!

- Brad Zavala

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- Raamya Crow

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Christy was fantastic. So patient because I don't do real well with new technology. But she patiently guided me. She is a keeper!

- Ruby Morales

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- Lasehll williams

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Abel was great. Very professional.

- Ingrid Connelly

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Abel was fantastic!

- Marcella Petko

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- Coco Artistry

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Was very helpful with what I needed and got me at the balance I need. Highly recommend Abel.

- Jessica Allen

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- david mcbride

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Nicole has been awesome to work with. 100% transparent, clearly communicates expectations and took the time to evaluate our situation for the best solution! My wife and I look forward to working with her.

- Zeshan Atiq

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Nichole was very helpful and finally set my mind at ease. The first I felt in days.

- Philip Jessup

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Mark helped me with all of my questions. It was quick, efficient, and kind service. I feel like I can start to breathe again, and that a path is clearing for me to step into this next phase.

- Crystal S.

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- Michele Curtis

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- William Robert Egan JR

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- Angela

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Tara was very polite very professional she help me with this process all The way through Because of her willingness to work with me in and talk me through this was the reason why I signed up for this program in the 1st place I had other company trying to get me to sign make them to do this when I wish only do it with one company of or another anyway but all the other ones were not as willingness to work with me like Tara was she Good at her job she made me feel comfortable And made it less stressful for me to go through this process I really appreciate Thanks for your kindness Tara have a nice day

- Glen Muller

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- Stephen Manley

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Terra was very helpful and answered all my questions. I am glad i had her to talk to about my solutions. I would recommend her to other people.

- Carol Nelson

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- Richard Tyree

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- Sleep Breathe

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I had the best experience with Nicole she made sure that all I needed was going to be taken care of. Highly recommend speaking with her!! Thank you Nicole!

- Rebekha Price

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Nick was very thorough and understanding of my situation. He worked with me, answered all my questions, some even before I got to ask them. My debts are being consolidated and in 3 years I’ll be debt free!!!

- Greg Hoehn

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Nicole was super informative and pleasant to speak with. She helped put us on the right path! I will be calling her in the future and will recommend her to friends!

- Bonnie Patterson

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Abel helped me put all of my credit card debt into one account that will definitely help me! Thank you

- Serena Lucey

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- Dalubhasa Ploy

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- Renee Sites

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Nicole helped me and she was great I’m looking forward to getting back on track

- Suleika Moreno

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Nick was awesome. He help answer all of my questions and was very understanding and took his time to help me with my issues. Thank you Nick and God bless you abundantly.

- Tania Ng Lam

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Christy Ashe was very knowledgeable and was able to answer all my questions. Very pleasant to speak with and didn't make me feel horrible for the amount of debt I have. She took a hundred pounds off my shoulders. Can't wait to be debt free. Thank you Christie for your kindness.

- Rhonda Pinckney

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Joy Nelson was awesome talking to and walked me thru the program each step of the way. I would highly recommend this company

- Mike Clark

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Nicole Brookes was great working with me. It is such a relief to be able to get help with my debt . Nicole was a great help answering my questions, giving guidance along with patience.

- Lisa Holbrook Thorndike

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Mark Webster showed outstanding customer service and explained everything in a way for me to fully understand the agreement.

- Tae Phifer

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Optimal Debt Solutions is the best that anyone can hope for regarding Credit Repair. Nicole and Joan went overboard with their craft in getting my credit repaired. These ladies are geniuses in their craft. I highly recommend them to anyone who needs assistance.

- Darrell Thibodeaux

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- Adrian Beverly

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Abel was very helpful and professional in explaining the program to me

- Carmen Francia

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Mr. Abel Castro did an outstanding job helping me with my debt problems. I'm ready to get the ball rolling.

- Jc Robinson

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Terra Hintz was great she explained everything clearly and answered all my questions professionally. Great Service.

- Magy Tapia

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Nicole was very helpful with getting everything setup and had a very pleasant attitude when we spoke. 5 stars definitely

- Richard Baker

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Christy was absolutely amazing. She was very kind and bubbly. She took the time to make sure I understood what was going on throughout the process. I’m so happy with my experience. And I’m excited to work with this company.

- melissagrace hughley

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Christy was a great help to me today ! Thanks so much ! Glad to be on a better road to success !

- Juju2 Two

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Nicole was my agent and working with her has made my debt consolidation process go smoothly. She truly cares about what you need and she went above and beyond to make sure I had all the information required to make the right decisions. Thanks darling I really appreciate your kindness!!!

- Paidra Porter

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- Latoya Wallace

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Nick was very good and helping me understand all and setting up payments very easy And paperwork explained it very well and made it very easy to sign and complete thank you Nick I will definitely refer you

- Jodi o'dell

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- Danielle Cox

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- Leondra Bullard

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Nicole was the absolute best. I was stressed and worried about my debt. She listened to me and then explained my options to me in detail. She went over my paperwork with me and asked me if I had questions. Most importantly, she empathized with me and let me know that she understood my feelings. She made sure that I had all of her contact information and told me that I could call her with questions anytime. It feels so good to have a real person who really cares

- April Farmer

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Abel Great appreciate the help and I’m well off to paying off some debt thank you

- darius gumbs

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Abel was very helpful and he got to the bottom of my Situation and I greatly appreciate him for taking his time with me today

- Michelle Belton

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Abel been really great help on my issues, and very professional and great knowledge and excellent customer service.

- Salome Deguzman

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- Betty Fondren

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Terra I’m happy to hear from you and thank you for your help good job helping me.

- Erone Edmondson

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Nick was amazing. He made the process a great one! He made sure I was confident in trusting the program.

- Azzie Woods

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Thank you Terra. Terra was very professional, informative, and calmed my nerves. I appreciate Terra for guiding me through the process to begin tackling my debt. Thanks Terra!

- Joanna Horne

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I spoke to Nicole and she was able to help me get one monthly payment to pay off my debt. Very good service and very good option to use to consolidate debt

- Tyrique V-B

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Nicole B. was extremely helpful in providing me the information and knowledge I needed. Gave me great advice and was honest with me. Really friendly and nice, and most importantly, when dealing with over the phone customer service, was easy to work/talk with. She listened to me, did not interrupt me, and provided guidance. I wish more companies had great employees like Nicole! Thank you Nicole for all of your help!

- Jesus Orozco

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Abel was very helpful and efficient at getting my account all set up.

- Shantriel Fields

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Abel was awesome to work with, very thorough and answered all my question!

- Anthony Smith

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- Diana Perez

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I had, maybe a 15 minute phone call with Nick. This gentlemen was absolutely wonderful and knowledgeable while listening to my debt-situation. He gave me the best advice while still being able to offer professional support and I truly appreciate that. These are the guys to go to without a doubt. 100%. Thank you Nick.

- Connor Kilmain

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- Tyler LeMar

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Nicole didn’t necessarily help me regarding the program persay, she did explain to me how it worked though and gave me advice on bettering my financial future. I’m young, I’ve made mistakes and now it’s time to reverse them while I can.

- Logan Messenger

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- Liz Pardo

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- Distro 282

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My experience with the credit counselor, Joy Nelson was extremely productive! Not only did she provide a reasonable resolve to my case, but her personable people skills are “par excellence “...!!!

- Knowitpoet77

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Nicole brooks was very professional and so helpful. She made it comfortable and like it was the right thing to do.

- Sarah Johnson

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- William Hamilton

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I had the pleasure of speaking with Nicole today. She was very helpful, knowledgeable, and gave me honest and great advice. Thank you Nicole. -sincerely Nichole with a H.

- Nichole Barrera

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- Porsche Parham

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- Carlos Adorno

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- Robyn Mckerras

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- Jennifer DeMoss

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I am so very grateful for this program! Christy was so nice and professional. She really made me feel at ease and I am full confidence in her and Optical Debt Solutions!

- Donna Legas

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Wonderful customer service from Tera Hintz! She handled all my questions and got everything taken care of for me!

- Skyler Christiansen

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- Martin Keller

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- Jared Garcia

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Nichole was very helpful to me and was very kind and had patience with me . I enjoyed having her to help me get started.

- Michelle Goodwin

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- LeAnn McFarland

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Yes talking with Mark I felt so comfortable with him and he talked with me and help me pick out the best plan for me for my situation and was so helpful I really appreciated the time and consideration and I'm looking forward to continuing working with him in the future

- Terrika Allen

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Terra was absolutely amazing, she went through every detail with me and made sure I understood what I was signing up for!

- Helaina Hojnoski

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I was experiencing trouble with my debt and felt overwhelmed. I called and was connected with Christy Ashe and in less than 15 minutes she helped me with a very manageable plan to tackle my outstanding balances. I am very pleased with the service I was provided.

- Earl Sacks

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- Vance Scott

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The representative Terra Morgan that helped me was awesome. She made the whole experience very understandable she was very patient as well. Very nice person. I would definitely recommend optimal debt solutions. Very professional. Thank you Terra again!

- helen butler

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I’m so glad I found I found them! I’m finally going to get on track with my finances and fix my credit at the same time! Christy helped me out through the process and even made sure to work with my schedule! Christy was the absolute best and was very professional and personable, I didn’t not feel like I was talking to a robot AT ALL!!! I would definitely recommend them to anyone who need extra help with finances or with their credit!

- carolina arambula

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Nick was super helpful during a time of need and has set the standard of awesome Customer service. Thank you, Nick

- Yossr Saihi

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Terra was a really Great help with everything she helped me out with everything I needed to know and then some very kind sweet helpful lady she is really like her good job Terra thank you for helping me out in this program alot worries off of me

- Christy Boyd

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Terra Hints did an excellent job helping me understand the process of the program, communication was amazing glad she was able to help me out!

- David Merrimon

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I felt overwhelmed with my debt and really need the help from anywhere. Then I looked thru many different places that I could think of but none of them has succeeded my expectation. However, I found Optimal Debt Solution and they transfer me over to Nick and he helped me so, much on the phone. I thought I will be hanging up the phone overwhelmed but he helped throughout the entire time. And I feel happy that finally, I have someone who can help me. Thank you, Nick and the company as well.

- Challenge PrinceJ

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My financial situation has been something else since COVID to the point I wasn’t making my payments on my personal debt for months. After speaking with Joy, she clearly expressed how the program works and the benefit of applying for the debt relief. I was having to make about $500/month in payments and my payments have now be cut down below 200 and possibly even more after speaking with the creditors. This debt relief offer has really helped me see the light at the end of the tunnel for my personal loan struggle. Literally a huge relief not having to wonder how I’m going to come up with $500 a month to pay debt while keeping up with necessities as a college student working low hours at a minimum wage job. Can’t thank them enough for assisting me through this debt.

- Phresh W

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- Sadrie Rohedz

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Terra from optimal debt solutions was amazing today. She made me feel very comfortable speaking with her about my situation. And the payment where very affordable

- Nicole Mccoy

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Joy Nelson, is very helpful and professionals deal her clients. I highly recommend this company. Thank you very much Ediza A Bell

- Ediza Bell

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Joy Nelson was very helpful to all the questions I may have had, it was my first time ever taking this step I was very pleased with how fast and punctual she was at helping getting my matters resolved..And she was very kind. Strongly recommend if you have any issues with your credit and trying to fix it, call Optimal Credit Solutions and they are great at there job

- Janice Hume

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- Jose Espinoza

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Nicole is a very professional person, and she explains everything do to the core GREAT JOB...Enjoyed The Service

- Valerie Perkins

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They are so incredibly amazing these people! My husband was so in debt and with Covid it’s been hard to keep up on payments. They got us into the program with payments we can afford and work with us if we need to move the payment date or whatever else we need help with! Would rec

- Gilberto

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Hello, Ms. Nicole from Optimal Debt Solutions loyalty to her customer base is outstanding. The moment our phone conversation started l could tell Nicole had a very warm rapport with everyone she comes in contact with. She followed up with me to ensure my feels wasn’t forgotten or lost in the process. I can tell she clearly enjoys the "people" aspect of her position. You can tell she consistently answers the phone with a smile and a friendly hello when you call. I look forward to working with Nicole through this process. She explained all in detail about the program and how it works.

- Sheree Rhodes-Sumrall

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- Amisha Kearse

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- Michael Weber

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- Kita M

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Non judgmental when hearing details of my personal situation. Christy Ash was great and handled my case with sincerity. As I told her, the process was "almost painless". (Gmail ID is in my former name. I've been divorced for 2 years.)

- Pam Millsaps

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I worked with Tara who was very professional and thorough. She was able to explain everything and was very transparent which made me more comfortable and confident to work with someone who understands hardship.

- Nayla V.

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Christy Ash is the best. I have nothing but praise to say about how professional and mostly personable she is. Kathleen Boylan

- Kathleen Boylan

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Nicole was absolutely amazing. I got myself way in over my head and she was able to help me find the relief I needed. Nicole helped me set up the perfect plan that fits my financial needs and I don’t have to worry about anything. Looking forward to seeing the results.

- brandon skidmore

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Terra was very helpful and I understood every thing she made it so easy and helped me thru everything & it’s the best program to use if you have credit problems or are behind on unsecured debt they make it easy to get rid of all of it so Thankful for them & they stay in touch and you can see what’s going on yourself Thank you so much Jerry & Mary Noe

- Mary Noe

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Just wanna say thank you to Nicole for help me out with my debt really helpful with every question that I need answered and making me feel welcome and secured in this program that I desperately needed thanks again

- Sabino Jaramillo

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- Kimberly Oreck

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- Brandon Cox

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I spoke with Nicole Brooks. She made me feel very confident with my decision on my debt consolidation during these crazy pandemic days bye-bye 2020. Thank you Nicole for helping me through this process

- Janice Mann

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- Cece Anderson

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- Patricia Lopes

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Terra hintz helped me 200 percent about this program I applied for she made me feel comfortable and answered all questions I had and even explained everything about what will happen to a t she is very helpful and I’m happy I applied to this debt program thanks again terra

- John G

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- kathi Ford

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Nicole was helpful, will see how it all works out. I just don't like that you may get tons of phones calls and that the credit card companies will keep sending you bills for months after you was approved. looking forward to getting some relief from high interest cards. hope all goes smoothly with this process. Again I Thank Nicole for kindness and helping me through this process. Also she is very patient.

- michelle barron

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- charlette day

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So professional and nice to work with! Terra Hintz was the absolute best! She was so understanding and wanting to help us every step of the way! My waive and I are looking forward to a new start and new life. Thank you Terra

- Paul Lumsden

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Since the beginning of Covid I have had a drop in my clients, I'm a home health nurse and self employed. I have been struggling to pay my credit cards and struggling to just not use them, but with work being scarce and clients dying or going permanently to nursing homes, I have had to rely on credit more and more. Things became a bit better and I have two great, well paying clients. I also have a mountain of debt that I have been struggling to pay off. I can't seem to pay more than the minimum on any of them and was getting nowhere fast. I called and spoke to my own personal angel MISS CHRISTY ASHE!!! She has been so wonderful, even when I broke down. She took the time to explain everything, even the fine print, so I knew exactly what I was signing up for. She went over all my options and together we found the best fit and payment plan for me. I feel like a weight has been lifted from my shoulders. I know I'm not out of the woods yet....it's going to take time and patience...but with Christy's help and Optimal Debt Solutions backing me up, I know I will come out of this. They have not only helped me, but they have helped my family. Why are you still reading this!!!??? Call them right now!!!

- Jen Campbell

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- Phyllis Conover

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- Linda Taylor

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- Justin Tran

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- Nate Miriello

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Joy was to talk to and she worked hard to get me worked in I want to thank you very much joy for helping me thank you again

- Janelle Goodman

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- Jolene Cruse

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- Purplemonkey the Animator

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Terra was such an awesome help easy to understand very knowledgeable and compassionate I enjoyed going through the process of getting my financial life back together with this Great person

- Yenit Esquivel

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- Marty D

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- Lauren White

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- Karen Smith

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Nicole was very helpful and let me know all the details. I really appreciate her knowledge and compassion for her job. I will Recommend her to my family and friends

- Emma Browning

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Nicole was able to assist me months back when I wasn’t quite ready to join the program. I saved her extension and called back today and she remembered me! She was knowledgeable, friendly, and handled my situation smoothly and efficiently. I have all the confidence in the program and know who I can count on when I have questions. Thanks Nicole!

- Michael Robertson

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- Hilari Chiarkas

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I didn’t know the first thing about solving my debt. I was going to file for bankruptcy at only 24! I’m so happy with the help I was provided, it really only takes you calling and seeing what options they have for you!

- AshLynn Hensley

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I spoke with Nicole who was amazing and helped me out big time and great customer service.

- Collin Vaughan

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I spoke with a consolidation specialist that made me feel very comfortable during a very stressful time of my life. They provided me a much lower monthly payment through their program and left me feeling very good about my situation giving me hope that I could be debt free and credit worthy again. Thank you for all your help, Steve.

- Stephen Saupe

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- Teygan Moss-Grant

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Abel Help Me With My Debt really Nice Guy. Very well said Details To Details. Thank you.

- Arminda Nimuan

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Honestly, I had just let myself grow in debt, not really considering the effects of my recklessness, I ended up in more debt, higher then my yearly income. I reached to several different agencies, and I met Nick. I am now going to get out of debt, will have more cash every month, fix some credit issues, and I am happy, feel relieved, and no more anxiety. Thank you Nick! If you need assistance, call Optimal Debt Solutions.

- Keith H

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What a breathe of fresh air. Thank you Nicole

- Roxeen Gilbert

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Christy Ashe was absolutely amazing! She explained everything to me in detail so that I understood the process and how it worked. She actually listened to all of my questions and concerns and answered them and by the end of our conversation I had every confidence that she was going to make sure that I felt comfortable with my decision. She is very professional yet personable and put my mind at ease. I would definitely recommend calling her if you need help with your debt situation!

- The Hooks

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Nick Sallee was very knowledgeable of this program. Nick made feel comfortable.

- Kathy Kibler

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Terra was such an awesome help easy to understand very knowledgeable and compassionate I enjoyed going through the process of getting my financial life back together with this Great person.

- Yenit Esquivel

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Christy was fantastic.

- John Payne

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Nick was a great representative to talk too! Very helpful answered all the questions I had.

- Urin Baro Twice

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- Nicole Wilcox

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Nick was extremely helpful and informational when it came to taking the steps in order to help me lower my debt. He was easy to speak with , answered all questions I had and was very patient with me. I was a little hesitant on giving my information at first but as time went on I realized he was legit and not a scam artist that you run into more often then none.

- Andrea Livingston

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Nick was very helpful and knowledgeable on the things I needed answers on. This was all new to me. Nick did an excellent job. Thanks

- Sally Weigel

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- Vincent Williams

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I am very satisfied and relieved with the outcome of my credit situation and I want to give an extra 5 stars to Ms. Christy Ashe she is the best. Her knowledge about the company and my situation was awesome. I would and will recommend her and this company to anyone that needs help.

- Supreme Dj

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- Brigitte

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Nick was very helpful, very patient, phone was cutting out a lot, very courteous and was very understanding! I appreciated the help so much!!!

- lisa mccloud

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Very thorough. Will help me immensely for a while to build my credit.

- Martin Keller

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Christy Ashe was amazing very informative and knowledgeable. Christy explained everything very well and answered all my questions. I would recommend anyone seeking to consolidate their debt to use Optimal Debt Solutions.

- valeria jones

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- Lesslie Thedford

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Despite the fact that Christy Ashe was great at helping me with my debt solution. I call dibs. I want her first.

- Dude McQueen

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- Sofia Rendek

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Christy was absolutely fabulous! She took so much time to help me get approved for the program. As a single mom with these bills weighing down on me it is much appreciated! Thank You so much!!

- Sherita Mines

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I was having a couple of financial problems, and God blessed me with an extremely intelligent, friendly, and more than competent young lady who was very gracious, easy to understand and explained everything very thoroughly.. she sit down and talk to me and she actually brought up things I had no idea about, and helped me through the whole process... Her name is Christy Ashe , and for all of the upper echelon at optimal debt solution, you really need to consider giving this young lady about a 25% raise.. and I'm being extremely serious.. if you added up all the time we spent together it was probably less than an hour and she saved me tens of thousands of dollars.... I would recommend her to anybody I know without a moment of hesitation.. they're very professional, efficient, and extremely confident.. Christy, to you I take my hat off... You are an amazing woman and I cannot verbalize the words to tell you how much I appreciate you..

- Brent Bannon

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Christy was very nice! She walked me through the process clearly & worked very efficiently! Will definitely recommend her to friends & family!!

- Amanda Dieter

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I call this company to get my dept under control I spoke to your rep Christy she was more than helpful and went out of her way helping me understand how this works I really appreciate the help that she has provided me on getting me back on track with my bills and my credit out of the gutter I am very happy I made the call to her great job Christy and thank you so much for your help and time.

- Bruce Mulholland

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Nick was professional, helpful, and clearly explained any question I had.

- Stephen Yang

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Nike was great with helping me find a solution to get my debt under control. He answered all of my necessary questions. He was very helpful with not judging and making my decision a lot easier with joining Optimal! Thank you.

- Requcal Taylor

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- seven sixty comm

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- Challeigh Titus

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Nick was extremely helpful. He was very courteous and informative. He provided me with a debt solution that is affordable. I have peace of mind. If you ever wonder if you make a difference you do.

- carol O Brien

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Nicole was exceptional through my whole process. She assured me multiple times that this company will help relieve me of my debt and I have nothing but full confidence after speaking with her that this is true. I brought up the option of bankruptcy but with her guidance I didn’t have to go through that route. She was very personable, kind and understanding. She explained the process very thoroughly so that I didn’t feel unsure or have any other questions. Great service!

- Omar Sauri

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Absolute awesome service to help ease my financial burdens. Friendly, helpful and respectful associates. Christy Ashe was amazing to work with; I strongly recommend her to anyone in need.

- Tiffany Walker-Williams

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Christy was very professional and she is awesome. Christy explained everything to me and made this process real easy !! Thanks Christy I recommend this program.

- Nikki Sabatino (Nikki)

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- VIVI Tarpeh

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- Maria Philips

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Great service very helpful and explained everything to where I could understand clearly and was very patient.

- Cheryl Reagan

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- Trisha McGillen

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- Juan Valenzuela

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Christy was beyond awesome! Excited to start my repair journey!

- Nyles Barnes

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- Misty Mullen

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Nicole Brooks gave an such excellent customer service. Even though I wasn’t ready to consolidate my bills she’s given me advice on something that will be super helpful on my end. Thank you, Nicole! Keep up the good work!

- Eunice Hernandez

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Christy definitely helped me out & got all the questions I needed answered. Ready to get this debt off!

- Jerome Boyd

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I'm so grateful for Optimal Debt Solutions. The two main people I have talked to, Christy and Stacy, have been knowledgeable, accessible, very helpful, had a good sense of humor, and been very patient. They answered every question I had (and trust me, I had MANY) and didn't ever make me feel like "too much" for having a lot of feelings and questions and needing them to repeat stuff as I wrote it down. Having a plan helps me feel like there's a light at the end of this crushing debt, and I feel empowered and supported in this process.

- Audrey L Cross

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Nicole from optimal solutions was very helpful!

- tilly tiana

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Nicole Brooks is awesome at her job. She was helpful she was concerned, clear & precise. I could not have asked for a better customer service representative. While speaking with her she gave me a piece of mind that things would be handled correctly. That means everything to me. She is a keeper.

- Lu Morales

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- Luis Sanchez

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Nick was amazing and very cordial with any concerns that may have came about!

- Alanna Smith

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- Lamont Jackson

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Nicole was very helpful and very courteous

- David Maxwell

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- Leonardo Fuente

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Nicole Brooks was amazing my experience was fast and easy.been putting this off for months dreding the prossess she fixed it all in 5 min.thank you so much nicole

- Fredrick Walker

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Christy was a superstar at explaining the process and steps of getting my debts consolidated. Friendly, knowledgeable as well as very optimistic through the whole experience. Happy to have had gotten such a great representative.

- Tim Caprio

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I received peace of mind about my credit cards/loans financial situation. Nicole is a very professional, knowledgeable, and caring agent. Thanks for all your help. Looking forward to working with you.

- Dorothy Wargo

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- c southerland

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- Nancy Curdo

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I had a great experience. My rep Mark Webster was awesome he explained everything in detail.

- sandy Luna

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Optimal Debt Solutions is a good company. Mr. Mark Webster. was very professional, patient and awesome to speak with, he explained everything precisely, and helped me figure out what debt relief plan would work best. My experience was hassle free.

- Antoinette A.

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- Laura Ramirez

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Christy ashe was amazing! She actually made me feel relief of debt and without a doubt I knew she would get everything done. She was very helpful and explanatory on the whole process. I was left with no unanswered questions and my mind was at ease knowing she'll get everything taken care of. Recommend to anyone who needs help in debt relief.

- zack wheeler

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Amazing customer service, extremely kind & helpful. Christy Ashe was fantastic and got me the help I needed in a timely manner.

- rinaball91

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- Ryan Reed

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Christy took the time to make sure I understood what was going on.

- Javis Dickson

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- Amber Davis

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- Amanda T

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Mark made me comfortable. Put me at ease mentally about making this decision. Very detailed and upfront. Patient and excited for me to make a positive change in my financial maturity. Could not ask for more. Plus he met my wife's standards which is extremely important to me.

- Nate Sparks

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- Kimberly Freeman

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- Deborah Barnes

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In fact I thought I disconnected until there was a pause. I started to hang up and a voice said "give it a chance. Boom! Christi was professional and what got me was her introduction she's not a salesperson but a person that can help with these bills that I just can't pay. Still being uneasy with all the scamming that's going on we went to work. I wasn't too sure how to get to an attachment she walked me through. Just pulling over and giving this a chance was the best move for me at this time....

- Reginald Johnson

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- Hector Ramirez

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Christy is so amazing at her job she was really helpful thank you Christy.

- shatovgeya perkins

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- Kira Tonn

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- robee bonifacio

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- Dianne Smith

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- J.J. Griffin

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- Alesia Ross

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Christy Ashe. Was very patient and helpful when she was taking me through everything. She explained everything to me very clear. Please give her a raise l think she deserves it. She has very good customer service skill's.

- Myron N Talley

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Christy was a great help and really helped me and took time to be on the phone with me with every step of the way to get the process and everything completed.great service over all..

- Robert Aragon

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Super easy process. Straight forward and polite! I highly recommend their services, Nick was great at walking me through each step and I will be out of debt even sooner than I thought! 10/10!

- Kaye Tait

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- Ella Wise

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Nick was very helpful with program information and consolidating my debts. Very pleasant to speak with also. Appreciate the room to breathe and highly recommend these services

- KayeLynn Daniel

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Quick and painless process Christy was a great help in setting me up in a program to get everything squared away

- Ryele Adams

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I had the best experience getting the help i needed at Optimal Debit Solutions.A total weight was lifted off my shoulders. Christy Ashe was polite, curious and very professional to make me feel comfortable and not alone. Thank you Christy for making the best decision to fit my needs!

- Laura Nerau

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Scott was very polite and patient ..He explained everything...and help with understanding..I feel relief today knowing bills will be handled and there's an end to them.only thing could be better more months smaller monthly

- Crystal Waters Whitehawk

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Scott P. Did an excellent job. Look forward to working with him.

- Yolanna D Talley

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- Constance Carter

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Thank you Chraty Ash for your time and assistance today. You answered my questions fully and clearly. I am thankfull for this program that assist individuals like myself move forward stress free. Thank you.

- Barb Wearme

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Overall the process was very simple and Christy was very empathetic to my situation and offered the best solution to my credit debt. I can’t wait to see what impact this will have on my credit as I felt like I was in a credit hell that I would never get out from. I am enthusiastic and and hope that once these payments begin my creditors will settle for less than the full amount. Thanks again for your empathy Christy and I appreciate your help in enrolling in this program.

- Christopher Orozco

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Nick was the consulate that helped me, very professional and knowledgeable. Made the process very easy and quick, I would recommend him/company to anybody.

- Vincent Johnson

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Nick explained everything to me, he addressed my concerns and was very patient with me. Thank you

- Janesia Caldwell

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Nick was some of the best help and friendliest person I have talked to regarding this issue that I am having.

- Anakin Bumgardner

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Hi, I had the pleasure of speaking with Nicole B. she is the true definition of great customer care service she had so much knowledge and information to give me on my debt situation and beyond that she made me feel comfortable. It felt like I was an old friend catching up it's very rare to come across someone who felt so warm and helpful with my situation I want to thank her once again for her knowledge and care thank you

- Shawndda Small

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- Tia Holt

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Happy to be in this program. Christy Ashe from optimal made it a very quick and easy for me to understand and I was done setting up in only 15 minutes! Everything thing I needed to know was explained to me that I needed! Thank you

- Alex Taylor

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Nicholas Sallee was a great help. He made this whole process easy and digestible.

- Cameron Gales

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Christy Ashe was great she walked me through each step & was a great help. Thanks Again

- Angie Locklear

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God sent services and the CSR NICK was amazing at helping me understand everything thank you so much

- Shanoi Johnson

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Christy did a wonderful job and made me feel a bit of relief about our current situation. I'm so happy to be taking control of our financial hardship. She explained everything in great detail and assured me she would be there for us during the whole process.

- Bobbie Ballou

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- Critter Gaming

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This company is more than just a company. The two representatives Nicole and Katie have been amazing. The get down to business and then want to hear about your family and where you come from. They have made me and my dad feel like real human beings and not just someone in debt. Thank you ladies. I highly recommend this place to anyone and everyone.

- Amber Collins

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- William Duhart

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- Roberta Macisaac

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She was up front and honest, made me feel so relieved after are conversations thk u

- Kim Walker

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Thank you so much Nick, for helping me through the process. He made it really easy and clear on everything! I feel such a relief now that I'm able to get my life back on track without having to worry about so much. Again thanks for helping me!

- Anthony Robert

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- Casandra Bercaw

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It was amazing and very professionally done, thank you Christy for the assistance!

- Cameron Harrison

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Thank you so much for taking putting me on your Graham . She was so much help and very nice she explained everything down to the detail and it helped a lot thank you again so much you took the elephant off my shoulders lol

- Linda Pimentel Thrower

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Very understanding, fast and efficient also help me get through the process without any problems.

- Jaques Parker

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It is a very easy to sign up and very helpful Christy was very friendly and very helpful.

- Gabriela Perez

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Christy Ashe was absolutely amazing! I came into the program not knowing how it really worked or what to do. Christy explain everything to me and fine combed the process so I understand and didn't miss anything. I'm beyond grateful for her help and getting me setup. Thank you so much!

- Mickie Caldwell

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Nick helped me with everything I need and more. I appreciate the help

- Alton Thompson

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- Nicholas Clark

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Simple and easily understood,Christy walked me through in to get into the program. A real money savior

- Robert Moore

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Her name Christy Ashe she was very explained everything in detail I give her a thumbs up

- Billy Turner

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Christy was amazing and showed empathy towards my situation! I’m glad I was able to work closely with them to get everything resolved.

- LaShundra Orum

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Christy Ashe was very helpful, very understanding of my final situation and just awesome. I would recommend her to anyone needing help with these creditors and bill collectors.

- Holly Varner

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Christy Ashe was extremely helpful in helping this morning. She took loads of stress off of my mind. Thank you all so much. I truly appreciate the help.

- Freddie Perez

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Answered all my questions and provided plentiful info. Amazing experience and I'm happy to be working towards financial freedom The Representative who helped me was Nick Salle.

- Nokia Rok

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Christy Ashe was very helpful and straightforward on helping me out with my situation.

- Juan Monreal

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Fabulous Experience. Highly recommend Christy Ashe!! Thank you!!

- Melanie Matedne

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Nick was very helpful. He explains everything to me and found the best way to help me with my debt.

- Luis Rodriguez

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Very informative, and straightforward, and very pleasant.

- Araceli Huizar

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Nicole Brooks was amazing! I’m a retired veteran with anxiety. She was so personable and really wanted to help me. She was amazing. Bravo Zulu! Again she made me feel so comfortable and relieved my debt stress in a matter of minutes.

- Rebecca Oxendine

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Miss Christy was extremely helpful,kind and explanatory!!! I GIVE MISS CHRISTY 10 PLATINUM STARS!! She was also very patient.

- Kimberly Watson

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Nick was very helpful and very professional

- Gina Coley

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During the pandemic I accrued some debt due to some unexpected life events brought forth by a person who at first promised support, but in the end left me and my family saddled with a crushing debt. For some time now I was looking for a way to consolidate and resolve my debt. The staff at Optimal are true professionals, everything was explained crystal clear and they will work with me hand on hand to help me resolve my debt. Excellent experience, definitely a 10/10

- Aquiles Consuegra

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Informative & helpful! Really hope this program helps me to get out of debt and raise my credit score. Christy was pleasant to speak with and appreciate her help. Thank you!

- Debra Ault

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This program is AMAZING! It has truly saved my mental state of mind! It was very quick to apply for eligibility and my customer representative CHRISTY ASHE, is the BEST! Very informative, made me feel comfortable about explains my situation, and was very nice to speak with..If you need relief from financial stress, give her a call and ASK for her! This program is real, no gimmicks and wonderful!

- Brittany Morgan

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I was nervous at first but Christy Ashe explained everything in simple terms and this was a very easy and pleasurable experience and it helped take a burden off at one of my most difficult times.

- Melissa Mccardle

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- Tiffany B

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Nervous at first:) Christy was very helpful, knowledgeable and put my mind at ease:) would highly recommend her to anyone:)

- Andrew George

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- Ashley Denise Hayes

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- Katharine Scarborough

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Christy was so pleasant and patient. Her customer service was off the chart. You are lucky to have her

- Michael Glew

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Christy was so great! She is very knowledgeable and kind, and helped me find the best solution.

- A Google User

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The one working my accounts, from Optimal Debt Solutions has been very vocal, keeping me up to date with what's going on. And also has been friendly and understanding.

- James Cawley

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I found it to be simple. I also noted that my rep. Nick Sallee explained everything in layman terms which in fact was the most helpful tool in completing the whole process.

- Richard Thompson

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Very professional and knowledgeable. Was very clear in explaining how eerything worked. Highly recommended/. Thank You Nick

- Gregory Barnes

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- Sacha Watkins

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Nick was AMAZING! Really made things make sense for me! I appreciate all his help and understanding!

- LaTazia Townsend

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Everyone was helpful and it was easy to understand. Christy was great and did an outstanding job with helping me consolidate my bills. Excellent employee!! Thanks again.

- John. A Torres

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Christy was very informative and thorough with this whole process. She made me feel at ease with my decisions and was helpful when I had questions! I strongly recommend this company!

- Nicole Nix

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Very detailed conversation and understanding representative. Answers all question clearly and promptly. Best thing of it all is we was on phone for over a hour until we found the right solution for my situation.

- Deandre Beasley

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- Cilla Harrison

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Christy Ashe is the best customer. Like the way she explained everything to me.

- Veronica Archer

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Christy ashe solved my problem. I felt so comfortable and well inform. This is the best experience I ever have when dealing with difficult situation with Christy. She is the best and perfect for her job. Thank you so much for your kindness and knows how to listen. I am very happy. God bless

- Honeyb Pabonita

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Christy ashe was very helpful she explain and help me with low payment plan she was very nice and sweet in explaining how the program works knowing how a lot of need help out there with debts and all thank you very much Christy this will help me a lot.

- Dee V

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Great service. Very polite and knowledgeable.

- Chyenne Hill

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Christy Ashe was a tremendous help for me today. Patient and knowledgeable!! I was in her care under my other email. Thank you so so much Valerie Newton

- Valerie Newton

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Christy was more than kind & understanding. She went above & beyond to help me & listen to my issues. I am so happy to be apart of this program

- Kayla High

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Christy was VERY helpful in hopefully getting my debts paid down. Thank you.

- Edward Barcikowski

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They we're very helpful. Christina was extremely friendly and professional.

- William McNertney

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Hi Christy! Thank u so much for helping me with my situation.

- Gerrell Thomas

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Mrs christy is the best she went over everything and told me my options thank you so much Mrs Christy ashe

- Chris Crews

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Christy was very nice and professional she talked me thru all the steps and I got an amazing quote for each month on my debt consolidation! Thank you Christy A. On helping me relive my debt. Kudos to this company highly recommended!!!!

- Lisa Jobson

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Christy went above and beyond to assist me through the approval process. And thanks to her and Optimal Debt Solutions I can now have peace of mind knowing that my debt situation has been handled with expert assistance. Thank you Christy!

- Diana Henderson

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She took the time out to break down the program to me, so I can have a better understanding and be comfortable with the decision that I was about to make Christy Ashe.

- Tenika Forte

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New to the program, but the customer service has been amazing. Christy has been there for me no matter what problems that I have encountered so far. I really appreciate her and would recommend the program to anyone who needs help,

- JedimastrP Smith

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Valerie has been absolutely amazing. She has been very instrumental in helping me get the information I needed. She’s a great asset to your company.

- Janet Morris

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Rhiannon was tremendously helpful! She explained the process clearly and made it very easy. Thank you!

- Michael Cespedes

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Rehiannon was amazing really explained everything in great details.

- Cherisse Jones

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Christy Ashe was great, couldn’t ask for a better experience. She was thorough, informative, and very helpful

- Troy

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Christy Ashe did awesome she explained this program for me to understand about the program. She was amazing this took a huge relief off me I wake up and go to sleep with stress with this not no more. Thank you so much and Christy was amazing.

- Erika Vargas

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- Joshua Kessler

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She was very helpful, informative, and sweet, I would highly recommend her to anyone

- T’yona Lawrence

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Christy Ashe was very understanding and helpful. She was kind during a stressful time for me. She is a credit to Optimal.

- Char lewis

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Christy is very helpful and a great help very nice was easy and quick to get my debt consolidated

- BIGCOUNTRYX53

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Wonderful person Nick.. He explain to my understanding about the program. I greatly appreciate his help..

- Lisa Bodrick

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Excellent customer service, very friendly and knowledgeable!! Thanks Christy!!

- Sheila Barron

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I’m new into the program but I feel very strongly about the journey on getting my credit score up. Christy Ashe was very helpful and knowledgeable with the answers that I needed with reassuring me of my decision. Thanks

- Shelitha Jarvis

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- Yvonne Heinrich

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- Raven Wilson

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My rep Rehiannon was very patient and explained every step and detail and was able to answer my question thoroughly.

- Kalin Chappell

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Rhiannon DePina was a great help! She answered all the questions I had and explained everything and great detail.

- Isaac stone

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Just starting program. Rihanna has been amazing explaining every detail regarding program and creditors.she did so without judgement, with empathy and sincerity. She went step by step. We spoke for about an hour since we had many questions Rihanna was extremely patient with us.

- Christina E.

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Christy was great. Knowledgable and very helpful in explaining the process to me. Made me feel comfortable to go ahead and sign up and take control of my debt. Thanks again.

- Maurice Bernard

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Rhiannon was amazing! She was extremely helpful and explained my options thoroughly. She lifted a huge weight off of my shoulders!

- Amber Wilson

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- Jack Whitman

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Christy was very helpful , explained the program in detail. She was great to work with.

- Cristine Fuson

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Nicole Brooks is so very intelligent easy to express my needs and she gave me more than several solutions. I will continue to keep her in mind when I need to make an adjustment

- Andee Jean

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Want to give a shoutout to Nicole Brooks! She helped me so much, to improve my credit score. And I couldn't be so happy with the service and advice she gave me. Thank you so much Nicole!

- Josh Revelle

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Had an absolutely great experience with Nicole Brooks! She was very helpful, super nice, and right to the point!! Definitely made a difficult time for me easy! Highly recommended!!!

- Jaime Barbieri

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christy was awesome and very helpful to help me join into the program. everything was done smooth and clear

- Jorge Flores

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Great service really appreciate the call back to get in the program. Thank you again Christy Ashe

- Argelis Abreu

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- Ademus Saechao

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- Ashley Soto

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Wwwwaaaazzzzzuuuuuppppp thanks for the help you made my day on to a better I really appreciate it how you acted and how you helped me because I'm slow it was very nice talking to you you kept a very good manner in my irate state I really appreciate everything you've done I hope this has got me on the better path for me and my kids thank you so much I'll be in touch

- John Earley

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Chrisy was a pleasure to work with to talk with felt very comfortable. She did an awesome job. I gave her 110%.

- E Minkin

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Christy from Optimal Debt Solutions was very helpful and got me started rather quickly, it only took about 20 minutes to sign up for their debt relief program and I received a great quote!!

- Kate Lepone

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If you’re looking for a convenient way to help bring Financial relief to your situation by debt consolidation, this is the place for you! Rhiannon was very warm, kind and genuine as she explained how the program works and how they could help me personally. I don’t feel like this is a decision I will regret, thank you all so much!

- Kat T

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Nicole was great to work with! She was very nice and understanding and very helpful.

- Caitlyn LaScala

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Very professional staff! Was an easy process and the information was straight forward! 10/10

- Andrea Wicks

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I greatly appreciate the service that Christy offered to me. She helped me in every way and knew exactly what i needed to fit my needs. 10/10 recommend

- Sarena Alexander

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The service was very helpful and the agent answered all my questions in a timely manner I would definitely recommend this service

- Kimberly Stevens

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This place really cares and went above and beyond to give multiple options! I was really empress with how fast they were! Christy was so nice to talk to and was even nice enough to call me back and give me even more additional advice she could find available to me. This company did a great job handling all my questions and concerns. Thanks!

- Charlie Overby

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- Andretta Leflore

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Nicole was very helpful and understanding. Thanks for everything.

- Tonya Roberts

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Christy needs a raise. She was so kind helped me through my debt and really did so awesome at signing me up. The process took 15min Tops. I’m already feeling RELIEVED. It was non judge mental, fun, & she really explained the process and policies. She also inspired confidence in being able to speak if I have questions or concerns. This is such a wonderful program. I am so grateful and it was definitely not boring or mundane. Awesome way to end my week. Thank you Christy- you are a gem!

- Chelcie-Maree Augustin-Weaver

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Christy was amazing to work with. Thank you! The whole call and process for help took 25 min and everything was explained fully. Christy answered every question I had. Thanks again. Highly Recommend if you need help with consolidation.

- Kirstie Wilson

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- Michelle Vicioso

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- Jordan Robinson

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Nicole did an excellent job in helping me. She was patient and listened to my concerns and the situation I was faced with.

- Annette George Grayson

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- qiarah mcbryde

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Nicole helped me and answered all of my questions. Definitely feel great about this opportunity.

- Daryl Lewis

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- Angelique Franklin

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She explained the details very well, this program is very recommended

- Pimo Balgoa

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She was so much help. I've been looking for this information for the last 10 years and she immediately knew what to say how to say it and where I should go after this I. Couldn't do anymore through you guys so I'm out to the bank to fix my credit because of this girl. Thank you so much again it was such a pleasure talking with you!

- Julia Talks 420

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Christy had great customer service, call me back whenever I left messages, and answered all my questions.

- Fredric Brown

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- Lawrence Ratcliffe

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- Martin Trejo

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Thoroughly helpful and amazingly great resource for clearing debt so that you can soar and fly yourself into that TSA job

- J J

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Christy Ashe was very nice, explained everything and I’m very happy!!

- Jewels

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- Dennis Richardson

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Christy ashe gave me hope man straight forward and explained everything clearly. Excited to make this journey to be debt free

- adam sabbath

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Nicole with Optimal Debt Solutions did an amazing job trying to help me sort out my debt and going over different options for debt resolution. I highly recommend speaking with Nicole for debt counseling. I shopped around with different companies and this one had the absolute best options. I’m still weighing my options and nervous about proceeding, but, if and when I do, I absolutely will use this service with Nicole! I will also update my review to further help others. Stay tuned and Thank You, Nicole!

- jessica Manuel

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- Richard Anderson

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Christy Ashe was wonderful and gave me great detail on how to help me through this troubling times. I appreciate it a lot.

- Dontavis Hughes

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Great customer service from Christy. She took the time to gather everything needed and made the experience awesome. Thank you.

- Dion Feist

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- Deanna Minor

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- Caleb Galloway

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I spoke with Nicole Brooks. She is very helpful and polite. Went above and beyond to help me and I appreciate it.

- Norma Lawson

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- Carrie Landwehr

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Christy was great! She really did an outstanding job even when I had doubts, she reassured me that I was doing a great thing for myself. Team Christy all the way!

- Theresa Tran

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Rehiannon was very fast at getting in contact with me and helping me through the process. She didn't push me to decide right away. Gave me all my options. Explained everything in a manner I could understand. Overall she was helpful and made the process easy for me.

- Colleen Ritchie

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Christy Ashe was very professional she had a lot of patience signing me up with the program she did a good job.

- Randy Lee

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Christy was super helpful. She answered all my questions and went above and beyond to help me.

- Tanya Hernandez

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Christy ashe was great explained the program. Was very nice and professional.

- Keith Wade

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Christy was so pleasant to talk to and so helpful it felt like I can breathe again

- Maria Santiago

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Nicole was very pleasant and easy to work with. She answered my questions and got me all set up. I am so happy and relieved that I am able to consolidate my debt. Here’s to buying a home in the next 2 years!!

- Camille

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Nicole Brooks was very helpful and great Knowledge of what needs to be done and answered all my questions

- paul sanchez

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This is my first time consolidating. I was afraid at first but, Christy answered all my silly questions and was very patient with me. Now I'm on the way to achieving my goal. Thanks Christy!

- Sherice Battles

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Christy is the real deal. With her help I feel confident that my credit will rebound and provide me with some security.

- Mason Kellum

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Everything was amazing lots of great answers helpful with all my questions!

- Kaysee Johnston

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Nicole was wonderful in professional. She was so patient with me and made me understand everything clearly .Am so satisfied of her Job. Thank u.

- Samuel Sintonge

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Christy was truly the best! Her customer service was outstanding and I just know things will start looking up for me! Also spoke in ways that made sense to me and she was very thorough! Y’all CHRISTY NEEDS A RAISE! Keep up the great work

- Jasmine King

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Mrs Christy very helpful with enrolling in the program. It's always a pleasure to speak with someone who is understanding to others situations and can answer any questions they may have with clarity.

- Jonathan Potts

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She answered all my questions. Made me feel comfortable. She took the time to explained how the programs work. I'm very pleased. Ifeel like I can get out from under all this worrying.

- Anne Mensior

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- Noah Smalley

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Onboarding was simplistic and detailed. Christy did an awesome job explaining everything. Looking forward to getting started and getting it done.

- Kakiva Alexander

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Very pleasant person to speak right to the point explain everything Perfectly You know it was very kind very patient and explain everything so I could very well understand it enjoy talking to hor and we'll recommend other people to her

- Newell Maxwell

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Christy was very helpful and answered all questions that I had professionally.

- K Mister

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- Michael Maurello

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Nick was amazing! He was very helpful and understanding of my situation.

- katie mcarthur

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Nick was very informative of everything! I just want to get out of debt

- Marsha Clayton

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- Lyndesha Keann

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Mitchell was very polite, friendly and professional ! She helped me understand the importance of handling my credit card debt by making monthly payments..

- Essence Dechabert

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Christy was very helpful in helping me through the process and making sure I understand everything by answering all of my questions.

- rheanna martin

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- Derich Simmons

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Christy Ashe has been such a great help and very timely and considerate. She has great communication and has helped so much. She is also very nice. I am so happy to have had her reach out and help me with my debt I am so relieved!!

- SaneeshaF SaneeshaF

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Nicole was so sweet and helpful and walked me through everything,with no judgment and tons of empathy.

- Alexandria Ferrer

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Could not have been more patient and helping with my limited phone and computer skills. Thanks Christy!

- Samuel J. Palmer

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Christy- she did an amazing job of explaining everything and helping me when I had no one else. Greatly appreciate her service and advice.

- Amber Brock

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- Jennifer H

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Christy Ashe was an amazing turnt a stress full situation into a great day thank you so much

- Yusuf Fullington

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Nicole was the Best, She helped me decide on the best solution to solve my debit problems, very friendly and generous to me...Thanks for everything you really helped...She also called and checked to see how everything was going...Great Services

- Farris Lanier

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Christy was amazing. She answered all of my questions promptly and was very understanding. She took a lot of pressure off my chest stressing about credit debt and look forward to clearing it over the next 18 months. Thank you again!

- Matthew Hood

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The costumer service was was really amazing and helpful.Gave me so mich relief.Thanks to christy.

- Hector Gonzalez

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Christy was so amazing !! Thank you so much

- the williams

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Christy was EXTREMELY helpful. If we had more people like her in a CSR role customer service would no longer be dead. I was SO skeptical and unsure about this call. Thought it was a scam. She talked me off the ledge with a calm, soothing, professional manner that you don’t find out there anymore. It was such a pleasure talking to her today after having put my car in the shop and being stressed out. Thank you Christy. To the moon and back, thank you! I will definitely be telling my friends and family about ODS and Christy.

- Matt Nation

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Nicole was extremely helpful and knowledgeable. She was able to provide me with the information I needed in order to settle my worries about an issue I am having with debt. I truly recommend her and very grateful to have gotten to work with her!!

- Juliann Evans

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Christy Ashe was extremely helpful and very nice. She explained everything thoroughly and helped me have confidence about signing up for the program! Thanks Christy!

- Rebecca Abel

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Long awaited relief! In my situation, I did my part… I work my main job, I get paid, I pay my debt, repeat. Covid hit and eventually it affected my main job so I worked odd jobs until the company got back on their feet. Sadly, they did not. Ended up having to close their doors, still owing employees 12 months of back pay. Pressures of debt I owed took its toll and I felt insecure financially as well as my own ability and it showed during interviews for other jobs. While looking online for work I came across Pacific Debt… I filled out a form, which led me to Christy Ashe of Optimal Debt Solutions. Christy listened to my story, which btw I am embarrassed about, but she made me feel empowered rather than shameful. And she creatively worked out a financial plan that I can handle, as well as a plan to keep my credit in good standings. I have to say, with all the pressures and instability that has overcome California residents these past few years, this is the first time I feel that someone heard me and helped my situation without adding more debt pressure down the road… it would be like trying to squeeze water out from a rock. Thank you, Christy Ashe for your help in taking unnecessary weight off of me and for your kindness towards me! Human Kindness… wow, what a concept, eh?!

- Andrea Hurst-Hamburg

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- karan ghosal

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I am very pleased with Christy from Optimal Debt Solutions. She was very knowledgeable and helpful in finding the best debt solution for my situation. She was patient, kind and understanding and went above and beyond to make sure I got the best outcome for my situation. I would highly recommend Christy and Optimal Debt Solutions to anyone who is looking for help with their debt.

- Bruno Herrera

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- blazing beast

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- Lesli B

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- Kerry Kleinschmit

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Christy was super helpful and the process was fairly click. 30 minutes and done.

- Symone Henry

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- Patricia Zimmer

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Christy was such a pleasure. Her expertise, knowledge and confidence really makes you comfortable and easy to understand. She explained everything patiently and professionally. I will definitely refer all I know with hardships to Christy I trust her that much. Thank you Christy, this was the best business call I’ve received in a long time. God bless!

- Laurie Williams

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Christy was very nice and plesent and very helpful añd I appreciate everything thank you sincerely Sherry Frazier

- Sherry Frazier

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Christy Ashe it was a pleasure working with you. I thank you for everything you did for me. This is a wonderful company and it will help you get your credit back on track

- Jaenda

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Christy was perfect. She explained everything to that I needed to know. I am super excited on achieving this personal goal by paying off my debt ‼️

- Breunna Crawford

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Very helpful and informative. I got my debt consolidation quick and easily. Also, they said that they'll send a welcome package and congratulated me for being accepted for the help. Christy Ashe was wonderful to talk to and clarified everything. They also have a referral program and you can get $200.

- John Rico

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- Mumeezy 90

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- Jennifer Grimwood

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Christy has excellent customer service skills...! I was stressing out before speaking with her & she made me feel calm & made me feel better after speaking with her that ... everything will be ok...! Warm hearted person ... I can tell by her tone of voice .. she actually cared about helping me through this rough time...!

- Kevin Gaskins

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- Bobby Glass

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I must say Christy Ashe was wonderful to work with explaining all my options and finding the best way to help

- Steven Devall

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Christy Ashe was absolutely amazing with helping me get on the program.

- Austin Wittmuss

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Christy was excellent on helping me with my debt. I’m going to recommend Christy to everyone I know that needs help getting into a debt solution program. Thanks Christy for all your help.

- Kathy Hamel

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- Vicki Bacon

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Rehiannon made my experience so smooth. She was knowledgeable, answered all my questions and made everything easy to understand.

- Clenton Decker

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Honestly, super easy and helpful. I was scared to look into this and had a lot of anxiety about it. But it was a very pleasant and helpful experience.

- Crystalyn Roof

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- Kimberly Evans

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I had the most wonderful agent named Christy Ashe help me. She got me approved for debt consolidation and has taken a huge weight off my shoulders.

- Sarah Samples

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Christy Ashe was so friendly and helpful to me Discussing my debts is a very sensitive subject for me and she was so helpful and offered several different options to help me on my journey to becoming debt free

- Melissa Roark

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- Monica Renee

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Nick Sallee was awesome! Without going into a ton of personal detail it was refreshing to find someone who just laid out the situation and kept it real with me, while maintaining a professional demeanor. I honestly can say after him spending the time he did with me I feel incredibly more confident approaching my debt than I was before.

- Andy Burdette

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Christy Ash did a wonderful job, after talking with her, I not only feel good about joining the program that (she explained so clearly)but I feel better about my family future.

- Jeriel Cockrane

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Christy was great! She was very helpful and clear about all the information giving. She was very patient with me and help me get my things set up!

- Vincent Fuentes

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I had the pleasure of speaking with Rhiannon. She was not only professional but kind and compassionate. I was weary of entering the program at first but she alleviated all of my concerns.

- chereese agard

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Christy A. was friendly, knowledgeable, and professional. She was attentive and answered all my questions. She was a great help to me.

- Roberta Perrone

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- JAYLON ROBERTS

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- Jewels

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Nick was extremely helpful. He was very courteous and informative. He provided me with a debt solution that is affordable. I have peace of mind. If you ever wonder if you make a difference you do.

- carol OBrien

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Christy Ashe was absolutely amazing! She explained everything to me in detail so that I understood the process and how it worked. She actually listened to all of my questions and concerns and answered them and by the end of our conversation I had every confidence that she was going to make sure that I felt comfortable with my decision. She is very professional yet personable and put my mind at ease. I would definitely recommend calling her if you need help with your debt situation!

- Melissa Hooks

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Non judgmental when hearing details of my personal situation. Christy Ash was great and handled my case with sincerity. As I told her, the process was "almost painless". (Gmail ID is in my former name. I've been divorced for 2 years.)

- Pam Gard

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They are so incredibly amazing these people! My husband was so in debt and with Covid it’s been hard to keep up on payments. They got us into the program with payments we can afford and work with us if we need to move the payment date or whatever else we need help with! Would recommend to anyone facing financial hardship!

- Fractured Mind

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I felt overwhelmed with my debt and really need the help from anywhere. Then I looked thru many different places that I could think of but none of them has succeeded my expectation. However, I found Optimal Debt Solution and they transfer me over to Nick and he helped me so, much on the phone. I thought I will be hanging up the phone overwhelmed but he helped throughout the entire time. And I feel happy that finally, I have someone who can help me. Thank you, Nick and the company as well.

- Ghoulishgamer PrinceJ (Ghoulishgamer21)

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I am so very grateful for this program! Christy was so nice and professional. She really made me feel at ease and I am full confidence in her and Optical Debt Solutions!

- Nebraska Prima Donna

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Nick was amazing. He made the process a great one! He made sure I was confident in trusting the program.

- Azzie Bragg

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Nick was very good and helping me understand all and setting up payments very easy And paperwork explained it very well and made it very easy to sign and complete thank you Nick I will definitely refer you

- Jodi o'dell

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Terra Hints is a professional to the utmost. She layed out the whole loan process highly professionally. Thank you Terra and Optimal Debt.

- John Espinosa

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Abel really made sure I was taken care of. He answered all my questions, in detail and made me feel a lot better about my situation! Thank you!

- Trevor Quartermus

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Terra was extremely helpful. She truly cared about helping me consolidate my debts and have a fresh beginning! Thanks

- Nashly Castellano

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I spoke with Nicole Brooks she was very helpful professional and respectful. Answered my questions without leaving me more confused then I was to begin with.

- Amanda Lenhart

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Nicole Brooks was absolutely wonderful. She listened carefully to my needs without any judgement. She walked me through the whole process with ease and answered all of my questions. I really appreciated her patience, kindness and empathy. Thanks to her and First Choice, I feel a lot more confident about my future finances.

- Niko J

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I spoke to Nicole Brooks and she went above and beyond to answer all of my questions she was extremely polite and professional... Awesome experience Thanks Again

- James Moore

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Terra was amazing and helpful. I am so happy I can finally get me get debt free and placing my mind at ease.

- Emmie LuVay

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I had an amazing experience with the staff at this facility. Nicole did a great job helping me. I had an outstanding debt of 10k and I was able to settle my debt with the help of optimal debt solutions team. And I will also be continuing my credit repair journey with them .I recommend their services to anyone that ask they definitely have a loyal customer with me.

- Jessica Garcia

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Christy was very detailed and informative on how my monthly payments are going to be and how the program works. She was awesome at her customer service too! I am very happy she got to assist me. I would definitely recommend her to others :).

- Florencia AliMorejon

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Nicole was very helpful! Gave me great advice for things to look into. Amazing down to earth human that related with my situation, thank you again Nicole!

- Hi, Mynombreisjon

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Christy thank you for being understanding, clear, helpful and thorough! It’s hard to find great customer service nowadays but I am glad I got you as my representative you made me feel like a weight has been lifted from my shoulders like I got a piece of mind to help me and my family out long term

- Cynthia Rubio

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Nicole was helpful every step of the way! She thoroughly explained the process and discussed payment options that worked best with my budget. I would recommend her for anyone who is trying to consolidate their debt, especially for first timers.

- Mallory Kohler

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Nicole Brooks was extremely patient, caring and helpful. I felt like taking to a friend who really wanted to help me. Hope fully Nicole will be able to help others for a long time. Thank you .

- teresa hewitt

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When I saw this program on the internet, I was very afraid to try it. But I thank God that I did!! Christy was such a blessing to me. She walked me through everything I needed to know. I'm so happy for this program to help me. I am not alone in this. There's someone willing to help you get out of debt!!

- Albertha Kaiser

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The representative that helped me, Nicole Brooks, was super kind and respectful. He explained everything that I needed to know and made me feel extremely comfortable with my situation.

- momo

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Nicole was very helpful and made me feel secure about going into the program. It was honestly nerve wracking but how she was explaining the process, she had made me feel like I’m in the right hands.

- Michael Moreno

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Christy made this experience so easy and painless. She was patience, understanding and did everything she could to make sure the plan was compatible and I understood everything. Would recommend 10/10

- Kelsey Jones

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Christy was extremely helpful signing me up for her optimal debt solutions. She reassured me I would be able to get out of debt with one monthly payment! I highly recommend her!

- Anna

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Nicole was great at answering my questions, and sympathetic to my situation. I am glad to be working with her.

- Janette Moeller

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I just signed up with Optimal today. Christy Ashe helped me and she is incredible! She is very helpful and sweet.

- lina seijo

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Chrissy is amazing got everything I needed to get my credit back on track in less than 10 minutes highly recommended

- Pablo A Mirabal

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Good afternoon Christy, just want to say thank you for all you have done for me I appreciate it you were so kind and attentive to my needs and I want to say thank you may the Lord keep blessing you.

- Robin Johnson

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- Gayle Butler

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- Robert Robillard

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- Antonio Marlow

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- Myiesha Dial

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- Elaine Brawn

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Nicole was very helpful and patient with me. This site was very nice and gave me useful information. It is a relief to find someone to help relieve the stress.

- Sandy Battle

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Nicole was hands down the most helpful person. She really made me feel comfortable about the most uncomfortable feeling which is DEBT! She helped me explore options most people turned their nose up at. I appreciate her more than she will probably know. Finding solutions to decisions I made which clearly weren’t the best but she didn’t make me feel any type of way during this process. So I appreciate the geniuses and the understanding of wanting to better my situation! Thank you Nicole!

- Kaylee Davis

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Chrissy is amazing got everything I needed to get my credit back on track in less than 10 minutes highly recommended

- Pablo A Mirabal

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Nicole was very help in giving me the information that I needed to make an informed decision on my step in clear up my debt problem

- Rico Young

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Ms. Nicole was amazzzzing and very sweet and extremely informative.. thank you so much Nicole.. you are awesome

- Nicolle Hendrickson

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A good starting point,resourceful.

- Laura Carter

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Christy was a lot of help

- Keith Abney

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Kristy Ash was very nice, helpful and very informative about handling our debt.

- Richard Jackson

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- Doris Williams

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- elozak

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Christy was so nice and helpful during the signing up process answering my question making me feel at ease thank you so much.

- Juju Red

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Christy was so nice and helpful! She made something stressful for me much easier!

- Kristen Sullivan

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Christy ash - Great service, great communication and informative. Really friendly and helpful.

- Jimmy Padilla

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Christy was fantastic, very communicative, and super professional! Thank you

- Brandon “bMt” Townsend

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Christy Ashe from Optimal Debt Solutions was very professional and helpful and I’m helping I got the help I needed. Thanks Christy!

- Jenny Lindsey

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Very detailed and professional. She made the process to easy and stress free! Thank you!

- brandi lawson

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- M

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Very helpful

- Michelle HINTON

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Christie from Optimal was amazing she breaks everything down in detail and makes sure you understand all of it.

- Maria Sooklall

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Nicole provided honest help that aided me to make wise financial decisions that best suited my needs.

- Anna Galea

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- Kaosi Egbunike

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- Sam Camel

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Christy was absolutely so helpful! It was great working with her. She helped me tremendously

- Chelsea Sanders

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- Tenisha highter - dixon

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She was a great help and had great service and very understanding !

- Tonya calcote

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Christy was very nice and very helpful in getting me all started with my debt help. She was very knowledgeable and patient with me as well.

- Lindy Duncan

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Christy Ashe Was so amazing in helping me out today with my debt problems and I will sure to recommend people to your services. Thank you so much.

- Thelma Bolton

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Christy was extremely helpful and relayed all information clearly to ensure I was well informed and completely understood what the program offered.

- Tim Loftin

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Christi is amazing

- Robin Naylor

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It was a wonderful experience Christy was very helpful and clearly explained every step.

- Naiye Valdovinos

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Christy Ashe helped me feel better about the program went into detail about how it works and explained good and bad of it!! Now I feel relief I can finally get out from under!!

- Gina Vardis

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Very helpful and understanding

- Kervens Sidoles

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Ms.Nicole was very helpful! Thank you so much

- Ariyonna Horton

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Christy was a sweetheart. Very patient in explaining things. Acted like she actually care about my situation. Give the girl a raise. I'm sure she's making u a lot of money with her customer service

- Dan Miswick

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It was wonderful to have a live person to talk to when you are doing business over the phone in christy was very helpful thank you so much Melvin hall

- Melvin Hall

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Fast friendly service

- Darrell Sheetz

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- AGOD theonly

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- Camryn Armbrustmacher

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- unicorn Crystals

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- Madison Brown

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- Jo Durham

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